Millions of Americans have already received their IRS refund payments. Generally, direct deposits take less than 21 days to arrive, with most appearing within 8 to 10 days. However, the IRS advises taxpayers to allow the full 21-day window, as unexpected issues or delays can sometimes occur.
Some taxpayers faced a June 16, 2025, filing deadline, while others opted for a filing extension. This extension grants time until October 15, but taxes owed were still due by April 15.
Additionally, individuals affected by natural disasters like hurricanes, wildfires, or storms may have received more time to file their 2024 tax returns in 2025.
IRS Direct Deposit Refunds: June 17–24 Schedule
Whether you requested a direct deposit or opted for a mailed check, the refund dates vary based on the filing date. Taxpayers who e-filed and selected direct deposit can expect their refunds between June 17 and June 24.
| Filing Date | Expected Direct Deposit Date |
|---|---|
| May 30, 2025 | June 20, 2025 |
| May 31, 2025 | June 21, 2025 |
| June 1, 2025 | June 22, 2025 |
| June 2, 2025 | June 23, 2025 |
| June 3, 2025 | June 24, 2025 |
It’s worth noting that banks and financial institutions may require extra time to complete the transaction. Even if the IRS issues the deposit, it might take up to five additional days to reflect in your account.
IRS Paper Check Refunds: June 20–24 Schedule
Paper refunds are still an option for those uncomfortable with online filing. However, these generally take longer—typically around 6 to 8 weeks for processing. If your paper return was filed in early May, you may receive your check in late June.
| Paper Return Filing Date | Estimated Refund Mail Date |
|---|---|
| May 8, 2025 | June 20, 2025 |
| May 9, 2025 | June 21, 2025 |
| May 10, 2025 | June 22, 2025 |
| May 11, 2025 | June 23, 2025 |
| May 12, 2025 | June 24, 2025 |
To find out your refund status, use the free “Where’s My Refund?” tool on the IRS website. It’s available 24/7 and provides real-time updates on your refund’s progress.
Why Some Refunds Arrive Sooner Than Others
Several key factors influence how quickly you get your refund. Choosing the fastest filing method and avoiding errors are critical.
- E-filing and Direct Deposit: Returns filed electronically and with direct deposit are processed the fastest.
- Tax Credits: If you claim the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC), your refund is automatically delayed until mid-February due to legal requirements.
- Outstanding Debts: The IRS can withhold part or all of your refund if you owe money for federal taxes, student loans, or child support. The refund is used to pay these obligations first.
- Errors or Missing Info: Mistakes or incomplete forms can delay your refund. Double-check for accuracy before submitting your return.
- IRS Backlogs: Occasionally, a processing backlog at the IRS can affect how quickly refunds are issued.
FAQs
When will my IRS refund arrive if I filed electronically in late May?
If you filed between May 30 and June 3, your refund may arrive between June 20 and 24 via direct deposit.
Why is my refund delayed even though I filed early?
Delays may occur due to errors, incomplete information, IRS backlogs, or if you claimed specific tax credits like the EITC or ACTC.
Can I still get a paper check if I don’t use online tools?
Yes, you can file a paper return and receive a paper check, but it may take up to 8 weeks for the IRS to process and mail it.
How do I check my refund status with the IRS?
Use the IRS “Where’s My Refund?” tool online to track the status of your refund. It updates daily and is free to use.
Ashly is a passionate finance blog writer who simplifies complex money matters for everyday readers. With a keen interest in budgeting, saving, and smart investing, she shares practical tips to help people take control of their financial future. Her clear, relatable writing style makes personal finance feel approachable and empowering.