In 2025, the Supplemental Security Income (SSI) schedule had a few changes because of how the dates lined up with weekends. For example, in June 2025, SSI payments didn’t go out on the first day of the month since it landed on a Sunday.
As a result, the payment was sent early on Friday, May 30. This change follows the rules set by the Social Security Administration (SSA), which state that if the first of the month is a weekend or a federal holiday, the payment should go out on the last business day before it.
What to Know About July 2025 SSI Payment
People who get SSI payments through direct deposit should already see the funds in their bank account by July 1, 2025, since that’s a regular business day. Those who receive paper checks should also get them on the same date.
If someone doesn’t see their payment, they should first check with their bank. If the issue isn’t resolved, the next step is to contact the Social Security Administration by calling 1-800-772-1213 to look into any possible delay or issue.
Direct Deposit and Mail Delays
Payments for July are expected to arrive as scheduled on Tuesday, July 1. If you receive your money through direct deposit, the amount should appear in your account that day. If you still get traditional paper checks, the SSA will send it out in time for it to reach you by July 1.
Some banks may take extra time to process deposits, so if the payment isn’t in your account within two business days, you should call your bank. If the delay continues, contact the SSA to make sure everything is in order.
Months With Two Payments and Gaps
Because of how weekends and holidays affect the calendar, there are certain months in 2025 that will have two SSI payments and others that will have none. For instance, May had a regular payment on the 1st and an early June payment on the 30th. August will include payments on August 1 and another on August 29, which is the early payment for September.
Similarly, October will have payments on the 1st and October 31 for November. In December, payments will be made on the 1st and again on the 31st for January 2026. This setup means that June, September, and November 2025—and January 2026—won’t have SSI payments, since the money was already paid early in the month before.
Updated SSI Benefit Amounts for 2025
For 2025, SSI benefits increased by 2.5% due to the cost-of-living adjustment. In the 48 mainland states and Washington, D.C., the maximum monthly benefit is now $967 for a single person. For couples who both qualify, the combined maximum is $1,450, which breaks down to $725 each.
These are the federal standard amounts. Some states offer extra payments that can raise the final amount you receive. Places like Alaska, Hawaii, Guam, and the U.S. Virgin Islands have higher benefit amounts because of their higher living costs.
Who Qualifies for SSI in 2025
To get SSI, you have to meet several rules set by federal law. You must be a U.S. citizen or have an approved immigration status. People age 65 or older, those who are blind, or those who have a disability that stops them from working can qualify. Also, you can’t have too many assets.
The limit is $2,000 in countable resources for a single person and $3,000 for couples. The value of your home and one car are usually not counted. You must also live in the United States or one of its territories to get payments. If you stay in a hospital or jail for too long, your payments might be paused.
Ongoing Checks by SSA
Once you’re approved for SSI, the SSA keeps checking to make sure you still meet the rules. They might ask for new paperwork to review your medical condition or your financial situation. This is to make sure you’re still eligible.
If you forget to tell SSA about changes—like getting a new job or your health improving—they might pay you too much. If that happens, you’ll have to pay the money back. Not reporting important changes could be considered fraud. That’s why it’s very important to let the SSA know about any big life changes within 10 days.
How to Appeal an SSA Decision
If the SSA denies your application or changes the amount of money you get, you can ask them to look at your case again. You have 60 days from when you get the notice to file an appeal. The first step is called reconsideration. Someone new from the SSA will review your case.
If you still don’t agree with the outcome, you can continue to appeal through four different levels. At each step, you can bring in new paperwork or even witnesses. Many states offer free legal help to guide people through the appeals process. Just make sure to follow the deadlines and send in all the needed forms.
FAQs
Why did I receive two SSI payments in one month?
You received two payments because the first of the next month falls on a weekend or holiday, so the SSA sends it early on the last business day.
What should I do if my SSI payment didn’t arrive?
First, contact your bank. If it’s still not resolved within 48 hours, call the SSA at 1-800-772-1213 to check for delays or payment issues.
Will my SSI benefit amount change if I move to another state?
Yes, some states offer additional payments. Moving to such a state may increase your total SSI benefit depending on their supplement policy.
How often does the SSA review my SSI eligibility?
The SSA reviews SSI eligibility regularly, which can be every 1 to 6 years, depending on your disability and any changes in your financial status.
Ashly is a passionate finance blog writer who simplifies complex money matters for everyday readers. With a keen interest in budgeting, saving, and smart investing, she shares practical tips to help people take control of their financial future. Her clear, relatable writing style makes personal finance feel approachable and empowering.